Should I Be Worried On Day 3?
- Ian Pilkington
- May 13, 2022
- 2 min read
I suppose it's the rush of the new; the excitement of actually starting on this dream, but I feel surprisingly calm. I know there's nothing I can do: there's two guys bashing huge metal poles into the ground - a skill I know nothing about - but this all seems to be too easy at the moment.
Having watched more property porn than is healthy (at least blindness isn't an outcome of watching that!) I'm ready for the rollercoaster.
I do feel, however, that I'm in good hands. The piling company has been superb, a recommendation for groundworks has given me great confidence and I have Russ and Chris who have already been superstars. Plus there's the continued support and friendship of the original landowner and person who drew up the plans, Dylan.
If there is one thing that worries me, especially at a time of a cost of living crisis, is money. We're not wealthy - we're not Rishi Sunak - we work hard and are on a middle income with fairly good savings but the journey to find a mortgage has been irritating to say the least. So, do we go advance or arrears when paid? Do we go with lower fees but higher interest? Can we afford it? Am I self-employed or employed by a limited company - don't get me started!!
The position at the moment is: we've bought the land outright, have just about enough to pay for the foundations and then we're skint. If we only get 80% of the foundations costs back will it be enough to pay for the next stage. Who knows?
So, for now I sit serene with a glass of Shiraz celebrating not worrying and it's a good feeling.
Long may it last.
The feeling, not the wine.
That's gone!
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